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Don't forget to factor in closing costs when considering a home sale or purchase. ReMax Unlimited @ Cherry Creek Reservoir is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 303-332-6166 if your needs include a professional REALTOR® ready for the business side of real estate.

Anticipated closing costs

There are certain normal expenses associated with closing the sale of a house. These fees are usually divided between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Colorado to help show you through the process.

Closing costs that are tied to your mortgage    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you know exactly where your money is going.

Buyers: If you're purchasing real estate in Colorado, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not startled when you show up at the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that seem unusual.

May I suggest a great and honest lender?

There is a huge difference in loan officers. Some will make your loan process as painless as possible. Others will promise the world, collect up front fees, then decline your loan or change the terms at the last minute, sometimes even costing you your earnest money. The lenders I recommend have EARNED my trust, through many smooth and successful transactions.

To best help you, I need to know.....